How to Play Baccarat Online

Whether you play baccarat online or in a land casino, the rules of the game are the same. A player can choose to bet on the Player hand, Banker hand, or a Tie. A winning Banker hand pays eight to one minus a 5% house commission.

Understanding odds and payouts is essential to managing your bankroll. Smart baccarat players also know not to place bets on ties in the long run.

Game of chance

Whether you play baccarat at a land-based casino or an online casino, you should always have a clear understanding of the game’s odds. A basic strategy should help you reduce your losses and increase your winnings, while also keeping you within your bankroll.

Baccarat players can place a player bet, a banker bet or a tie bet. Bets on the banker hand have a higher payout but come with a 5% commission, while bets on the player have zero fees but a lower house edge.

You can test your baccarat skills in free games before betting real money. This allows you to try out new strategies and side bets without risking your casino balance. Many sites offer a demo mode where you can practice for fun and learn the rules.


Baccarat is one of the most exciting casino games around, but it can also be a bit intimidating to first-time players. Although it has a reputation for being a sophisticated game of high stakes that only the wealthy play in opulent casinos, it’s actually quite simple to understand and fun to play.

The game is based on the total of two cards, and the objective is to get as close to nine as possible. Picture cards and 10s have no value, while Aces count as 1. The dealer deals two cards to the Player and Banker, and whichever hand has a total closest to nine wins.

Players can place wagers on the Player, Banker, or Tie. They do this by placing casino chips in the corresponding areas on the Baccarat table.


Baccarat is a game of chance, but you can make smart choices by understanding the odds and payouts. This will help you avoid wasting money on side bets and will increase your chances of winning.

You can find a variety of online baccarat games at FanDuel, which offers a free version of the game and a real-money one. Both offer a range of side bets and the game follows American baccarat or Punto Banco rules.

Baccarat has three basic bets – Player, Banker and Tie. The Player bet pays out if the player’s hand is closer to nine than the banker’s. However, the house edge for betting on ties is high. Smart baccarat players understand this and limit their tie bets. They also understand the importance of managing their bankrolls.


While older baccarat variations did provide some scope for player choice, this only served to increase the chances of making mistakes and the odds for the banker bet remain the same. The only conceivable extra advantage for the player is when both hands produce a “natural” but this is rarely the case.

Players who correctly predict a winning player hand will receive a payout of 1 to 1. However, if they bet on the banker hand, they must pay a 5% commission which reduces the payout to 0.8 to 1. The tie bet is more lucrative, but it comes with a soaring house edge. This is why table minimums are often bigger for baccarat. Despite this, the game is still a favorite of high rollers.


Online baccarat is an excellent choice for anyone who wants to play the game but does not want to travel to a brick-and-mortar casino. Many online casinos offer demo plays that allow players to try out games with virtual credits before playing for real money. This allows you to learn the rules of baccarat and test out different strategies before playing for money.

You should also choose an online casino with a good variety of baccarat variants and live dealer options. A top casino will also offer mobile gaming, which means that you can play on the go with your smartphone or tablet. You should also look for a baccarat bonus or other promotions that can help you maximize your winnings. One of the most common baccarat strategies is to vary your bet amount after every loss. This avoids the gambler’s fallacy of exponential increases after a win, which only amplifies losses.